Business Calculators

Free tools for entrepreneurs, freelancers, and small business owners. Analyze profitability, compare business structures, calculate payroll costs, and make smarter financial decisions.

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Break-Even Calculator

Calculate your business break-even point in units and revenue. See contribution margin, margin of safety, and profit at any sales volume.

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Profit Margin Calculator

Calculate gross margin, operating margin, and net profit margin. Convert between markup and margin percentages for any product or business.

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LLC vs S-Corp Tax Calculator

Compare self-employment tax under LLC vs S-Corp structure. Find the optimal salary/distribution split and annual tax savings.

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Payroll Cost Calculator

Calculate the true cost of an employee including salary, payroll taxes, benefits, and overhead. See total employer cost and cost multiplier.

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SBA Loan Calculator

Calculate monthly payments and total cost for SBA 7(a) and 504 loans. Compare SBA vs conventional business loan rates and terms.

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Business ROI Calculator

Calculate return on investment for any business decision โ€” marketing, equipment, hiring, or expansion. See payback period and annualized ROI.

Business Guides & Articles

Learn the financial fundamentals every business owner needs:

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